Improve Financial Wellbeing with These Financial New Year’s Resolutions

Thinking of revamping your lifestyle in the New Year? Don’t forget your finances! 

Here are some ways to stay flush in 2013. 

  • Keep cash on-hand. You’re less likely to spend money if you can see it leaving your hands rather than swiping a plastic card.
  • Clip coupons and be on the lookout for online deals and sales.
  • Invest in the services of a financial planner to better understand complex financial situations and how to plan for the future.
  • Write out a monthly budget and stick to it!
  • Set up a direct deposit so that 5 to 10 percent of your paycheck goes directly into savings. This way you won’t miss it.
  • Close unused or defunct accounts.
  • Ask for a raise. At the least, make sure you get a two percent cost of living bump.
  • Pay off your debt with the highest interest rate first. 

Stop putting off your financial goals and start taking steps to improve your personal finances in the New Year!

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